Personal insurance
What you’ve built, bought and cherished deserves real protection. Our brokers are here to find the coverage that’s right for you — no compromises, no jargon, no pressure.
Types of insurance
Car, home or recreational vehicles — our brokers will find coverage that fits how you live.
Car
On the road, the unexpected doesn’t wait. Our brokers size up your profile and shop the best insurers for you, so you drive with the right coverage at the right price — and total confidence.
Home
Your home is far more than four walls. It’s your refuge, your investment, your daily life. We make sure you’re protected against the unexpected — water damage, fire, theft — with coverage built around your situation.
Recreational
Boat, motorcycle, RV, ATV, snowmobile — every season has its pleasures, and its risks. Our brokers know what each type of vehicle needs and will find you complete coverage, so you can make the most of every outing.
Why work with a broker
Part of a team, an independent broker works for you, not an insurer. They compare your options, give you straight, honest advice, support you at claims time, and stand up for your interests at every turn — so you never feel like you’re going it alone.
Access to multiple insurers
Your broker shops a range of insurers on your behalf and brings back the best options — coverage that genuinely fits, at the most competitive price out there.
Advice built around you
No one-size-fits-all here. Your broker gets to know your situation, your assets and your real needs, then recommends the right amount of coverage — not too much, not too little.
An ally at claims time
When something happens, your broker is right there in your corner — guiding you through the claim, speaking up for you with the insurer, and making sure you get everything you’re owed.
How to get a quote online
Getting a price has never been easier! Make your request online in just a few minutes — or, if you’d prefer a personal touch, give our team a call at 1 833 789-9203.
Step 1
Start a conversation with Olivo — click our chatbot to begin your quote.
Step 2
Answer Olivo’s questions — our bot will ask you a series of questions to find you the best coverage at the best price.
Step 3
Connect with our team by phone — our experts can review your quote, advise you on the coverage you’ve chosen, and answer your questions, so you can make an informed choice.
Step 4
Sign up for your new insurance policy — and you’re all set! You’ve now got protection that’s just right for you.
Your opinion matters to us!
Your opinion matters to us!
FAQ
Questions about your insurance? You’re not alone. Here are clear answers to the ones we hear most.
No — often it’s the reverse. Your broker is paid by the insurer, not by you. With access to several insurers, they can find you better coverage at a better price. Their help costs you nothing extra and can save you plenty and guide you towards the best solution.
It depends on your policy — which is exactly why the details matter. Some causes are covered by default; others need a specific endorsement. Sewer backup, seepage, a burst pipe — each is its own case. Your Univesta broker can review your policy and make sure you’re properly protected.
If something happens, the fastest way to get your claim started is to contact your insurer directly — and our team is always on hand to help. For theft, you’ll also need a police report.
Usually yes, but with limits. Some items — jewellery, electronics, bikes — may have their own coverage caps. You can add an endorsement to boost them. Your broker can tell you exactly what your policy covers.
What matters to you matters to us.
We take the time to really understand your situation, so we can protect you better.