Terms of use
By accessing the website of Univesta Insurance and Financial Services Inc. (hereinafter referred to as “UNIVESTA”), you acknowledge that you have read these terms of use (hereinafter referred to as the “terms”) described on this website (hereinafter referred to as the “website”) and agree to comply with them.
These terms are of general scope and supplement any disclaimer or specific terms set forth on the website.
UNIVESTA reserves the right to modify these terms at any time, without prior notice. It is your responsibility to consult them regularly. By continuing to use the website, you accept these modifications. If you do not accept the terms, you must immediately cease using the website.
Content
The information published on this website is deemed accurate and reliable at the time it is posted online. However, UNIVESTA does not guarantee that it will be, at all times, accurate, complete, or up to date.
Consequently, UNIVESTA disclaims all liability regarding the accuracy, completeness, or relevance of the website’s content.
The information provided is for informational purposes and does not constitute financial, legal, tax, or accounting advice. For any decision, we recommend that you consult a qualified professional.
Interpretation and Scope
Unless otherwise indicated, terms used in the masculine include the feminine and vice versa.
Access to and use of this website are subject to all laws and regulations applicable in Quebec. The products and services described on this website are only offered in the province of Quebec. The content of the website does not constitute an offer or solicitation addressed to persons residing or located in a place where the distribution of products and services by UNIVESTA is prohibited by law. Persons who access this website should therefore inform themselves about the restrictions in force in the jurisdiction where they are located.
Any provision deemed invalid or unenforceable for any reason whatsoever shall be severed from these terms without affecting the validity of the remaining provisions.
The descriptions of products and services (terms, exclusions, and conditions) are not exhaustive. Their interpretation and the applicable terms are those provided for in the insurance contracts or policies. In the event of a discrepancy, these documents shall prevail.
Only residents of Quebec who have reached the age of majority and who can validly enter into a contract under applicable laws may use this website. It is your responsibility to ensure that your use complies with the applicable laws in your jurisdiction.
Security
You are responsible for the confidentiality and security of your personal information that you transmit until it is received by UNIVESTA. Once communication is established, it is recommended not to leave your computer until you have ended your session and left the website.
UNIVESTA does not guarantee that the information, software, or any other material accessible through the pages of this website or via hyperlinks to other websites will be free of viruses, worms, Trojan horses, or any other harmful components. In the absence of an appropriate encryption device, Internet or electronic communication is not entirely secure and the confidentiality of information cannot be guaranteed. It is your responsibility to take the necessary measures to protect your systems.
UNIVESTA protects personal information through appropriate physical, organizational, and technological measures according to the required degree of protection.
Protection of Personal Information and Security
Confidentiality
In the course of its activities, UNIVESTA may collect certain personal information necessary for the provision of its services (quote, insurance contract, claims management, advice, etc.). For more details on this subject, please consult our privacy promise.
UNIVESTA is committed to complying with applicable laws regarding the collection, use, and disclosure of personal information.
Cookies
Cookies are small data files transmitted to your Internet browser that allow us and our third-party service providers to recognize you when you visit the website. If you configure your browser to refuse cookies, it is possible that certain features of the website may not be accessible.
Types of Cookies Used
- Essential and Functional Cookies
Essential cookies are necessary for the functioning of this website and cannot be deactivated. Functional cookies help ensure that the website functions correctly and securely. Without these cookies, the services you have requested cannot be provided. - Analytics Cookies
Analytics cookies allow us to improve the customer experience and the performance of our websites. - Marketing Cookies
We use cookies, web beacons, clear pixels, and other technologies to offer you advertisements tailored to your interests.
Copyright and Trademarks
The content of the website is protected by the Copyright Act and cannot be modified without infringing upon the rights of UNIVESTA.
Users do not have the right to use these trademarks without the written permission of UNIVESTA.