Professional liability insurance (E&O)
Professional liability (E&O) insurance protects your business against the financial fallout of errors, omissions, or professional mistakes in the services or products you provide. Whether it’s flawed advice, a non-conforming product, or specialized work, claims can quickly add up to serious losses.
At Univesta, you get the experience of a qualified team that understands the realities of your field. Our expertise helps you pinpoint your specific risks and put the right solutions in place to protect your business and your relationships.
Coverage for your professional responsibilities
Professional liability insurance — also called errors and omissions (E&O) — covers the financial fallout of professional mistakes, errors, or omissions in the services or products your business provides.
It can apply in a range of situations, such as:
- advice or a service that causes a client a financial loss
- an error or omission in carrying out a mandate
- making or selling a defective or non-conforming product
- professional work in specialized fields, like health care
This coverage generally takes care of claim-related costs, including settlements and legal fees. It’s essential for protecting your reputation, your client relationships, and your business’s financial stability.
Why work with a business insurance broker
An independent broker works for you, not for an insurer — comparing offers, advising you, and standing up for your interests at every step.
Access to multiple insurers
Your broker shops the market for you across a range of insurers and brings you the best options. The result: coverage that genuinely fits the way you do business.
Advice built around you
No off-the-shelf solutions here. Our experts look at your situation, the risks in your sector, and what you actually need, then recommend coverage that’s right-sized — neither too much nor too little.
An ally at claims time
When something happens, your broker is on your team — guiding you through the claim, defending your interests with the insurer, and making sure your business gets everything it’s entitled to.
What matters to you matters to us.
We take the time to really understand your situation, so we can protect you better.