Directors’ and officers’ liability (D&O) insurance
Directors and officers make decisions every day that shape how the organization is run. The right coverage helps them face the risks that come with that responsibility.
With Univesta, you get coverage built to fit and personalized support to secure your governance.
Coverage for your management responsibilities
Administrative risk insurance — better known as D&O (directors and officers) — protects directors and officers against the financial fallout of their decisions and how the organization is run.
It can cover:
- claims tied to management errors or decisions
- lawsuits brought by employees, shareholders, or others
- legal fees and settlements
It’s essential coverage for protecting the people responsible for governance and keeping the organization steady against the risks that come with decision-making.
Why work with a business insurance broker
An independent broker works for you, not for an insurer — comparing offers, advising you, and standing up for your interests at every step.
Access to multiple insurers
Your broker shops the market for you across a range of insurers and brings you the best options. The result: coverage that genuinely fits the way you do business.
Advice built around you
No off-the-shelf solutions here. Our experts look at your situation, the risks in your sector, and what you actually need, then recommend coverage that’s right-sized — neither too much nor too little.
An ally at claims time
When something happens, your broker is on your team — guiding you through the claim, defending your interests with the insurer, and making sure your business gets everything it’s entitled to.
What matters to you matters to us.
We take the time to really understand your situation, so we can protect you better.