Commercial vehicle insurance
Commercial vehicle insurance is essential for protecting the vehicles and trailers you use to run your business.
At Univesta, you get the expertise of a seasoned team that trains continuously to keep pace with the market — so we can offer coverage built to fit and support you, professionally, at every step.
Essential coverage for your business vehicles
Commercial vehicle insurance brings together several essential coverages for the risks of putting your vehicles on the road:
- Civil liability: Covers property damage and bodily injury caused to others. This coverage is mandatory in Québec.
- Collision and Upset: Protects your vehicle in an accident where you’re at fault.
- All Perils: Offers broader protection — theft, vandalism, fire, glass breakage, even a collision with an animal.
Additional coverages can be added to suit your needs, such as reimbursement for a rental vehicle after a loss, liability for the use of non-owned vehicles, life insurance, or deductible waiver in the event of a total loss or a hit-and-run.
Why work with a business insurance broker
An independent broker works for you, not for an insurer — comparing offers, advising you, and standing up for your interests at every step.
Access to multiple insurers
Your broker shops the market for you across a range of insurers and brings you the best options. The result: coverage that genuinely fits the way you do business.
Advice built around you
No off-the-shelf solutions here. Our experts look at your situation, the risks in your sector, and what you actually need, then recommend coverage that’s right-sized — neither too much nor too little.
An ally at claims time
When something happens, your broker is on your team — guiding you through the claim, defending your interests with the insurer, and making sure your business gets everything it’s entitled to.
What matters to you matters to us.
We take the time to really understand your situation, so we can protect you better.