{"id":1615,"date":"2026-06-02T15:13:44","date_gmt":"2026-06-02T15:13:44","guid":{"rendered":"https:\/\/www.univesta.com\/insurance\/particuliers\/"},"modified":"2026-07-10T17:11:39","modified_gmt":"2026-07-10T17:11:39","slug":"personal","status":"publish","type":"insurance","link":"https:\/\/www.univesta.com\/en\/insurance\/personal\/","title":{"rendered":"Personal insurance"},"content":{"rendered":"\n    <section class=\"cards-three-columns section\">\n        \n<span class=\"absolute top-0 left-0\" ><\/span>        <div class=\"wrapper\">\n                <div class=\"intro-horizontal || mb-10 || lg:mb-14 lg:grid-col\">\n        <div class=\"lg:col-span-6 xl:col-span-5\">\n                            <h2 class=\"[&#038;_em]:font-secondary text-h2 \">Types of insurance<\/h2>\n                    <\/div>\n\n        <div class=\"max-lg:mt-6 lg:flex lg:flex-col lg:col-span-6 lg:col-start-7\">\n            <div class=\"wysiwyg-container \">\n    <p>Car, home or recreational vehicles \u2014 our brokers will find coverage that fits how you live.<\/p>\n<\/div>                    <\/div>\n    <\/div>\n\n            <div class=\"cards-three-columns__grid || flex flex-wrap gap-5\">\n                                    <div class=\"cards-three-columns__card card || bg-tertiary flex flex-col justify-between rounded-image p-6 overflow-hidden w-full transition-all duration-500 ease-in-out [&#038;.active]:bg-accent || sm:w-[calc(50%-10px)] sm:[&#038;.solo]:w-full sm:[&#038;.solo]:flex-row sm:[&#038;.solo]:items-center || lg:w-[calc(33%-13.5px)] lg:py-8 lg:px-6 lg:[&#038;.active:not(.solo)]:w-[calc(40%-13.5px)] lg:[&#038;.row-active]:w-[calc(30%-13.5px)] || xl:[&#038;.active:not(.solo)]:w-[calc(50%-13.5px)] xl:[&#038;.row-active]:w-[calc(25%-13.5px)]\">\n\n                        \n                        <div class=\"sm:[.card.solo_&#038;]:flex sm:[.card.solo_&#038;]:justify-between sm:[.card.solo_&#038;]:flex-row sm:[.card.solo_&#038;]:items-center sm:[.card.solo_&#038;]:flex-1 sm:[.card.solo_&#038;]:gap-10\">\n                                                            <h3 class=\"self-start mb-4 text-h3 text-textcolor transition-all duration-150 ease-in-out [.card.active_&#038;]:text-light [.card.active:not(.solo)_&#038;]:text-h1-big || sm:[.card.solo_&#038;]:mb-0 sm:[.card.solo_&#038;]:self-center sm:[.card.solo_&#038;]:shrink-0\">Car<\/h3>\n                            \n                            <div class=\"sm:[.card.solo_&#038;]:w-1\/2\">\n                                <div class=\"wysiwyg-container || [.card.active_&#038;]:wysiwyg-light max-w-[360px] self-start transition-colors duration-500 [&#038;_*]:duration-500 ease-in-out || sm:[.card.solo_&#038;]:max-w-[512px]\">\n    <p>On the road, the unexpected doesn\u2019t wait. Our brokers size up your profile and shop the best insurers for you, so you drive with the right coverage at the right price \u2014 and total confidence.<\/p>\n<\/div>\n                                <div class=\"self-end transition-[opacity,transform] duration-500 ease-in-out || lg:opacity-0 lg:translate-y-3 lg:pointer-events-none lg:h-0 lg:[.card.active_&#038;]:h-auto lg:[.card.active_&#038;]:opacity-100 lg:[.card.active_&#038;]:translate-y-0 lg:[.card.active_&#038;]:pointer-events-auto lg:[.card.active_&#038;]:delay-200 lg:[.card.solo_&#038;]:opacity-100 lg:[.card.solo_&#038;]:translate-y-0 lg:[.card.solo_&#038;]:pointer-events-auto lg:[.card.solo_&#038;]:h-auto\">\n                                        <a href=\"https:\/\/www.univesta.com\/en\/insurance\/personal\/car\/\" class=\"[.card.active_&#038;]:transparent mt-8 [.card.active_&#038;]:transparent-light btn-primary\"  target=\"\" rel=\"noopener\" >\n        Learn more    <\/a>\n                                <\/div>\n                            <\/div>\n                        <\/div>\n\n                    <\/div>\n                                    <div class=\"cards-three-columns__card card || bg-tertiary flex flex-col justify-between rounded-image p-6 overflow-hidden w-full transition-all duration-500 ease-in-out [&#038;.active]:bg-accent || sm:w-[calc(50%-10px)] sm:[&#038;.solo]:w-full sm:[&#038;.solo]:flex-row sm:[&#038;.solo]:items-center || lg:w-[calc(33%-13.5px)] lg:py-8 lg:px-6 lg:[&#038;.active:not(.solo)]:w-[calc(40%-13.5px)] lg:[&#038;.row-active]:w-[calc(30%-13.5px)] || xl:[&#038;.active:not(.solo)]:w-[calc(50%-13.5px)] xl:[&#038;.row-active]:w-[calc(25%-13.5px)]\">\n\n                        \n                        <div class=\"sm:[.card.solo_&#038;]:flex sm:[.card.solo_&#038;]:justify-between sm:[.card.solo_&#038;]:flex-row sm:[.card.solo_&#038;]:items-center sm:[.card.solo_&#038;]:flex-1 sm:[.card.solo_&#038;]:gap-10\">\n                                                            <h3 class=\"self-start mb-4 text-h3 text-textcolor transition-all duration-150 ease-in-out [.card.active_&#038;]:text-light [.card.active:not(.solo)_&#038;]:text-h1-big || sm:[.card.solo_&#038;]:mb-0 sm:[.card.solo_&#038;]:self-center sm:[.card.solo_&#038;]:shrink-0\">Home<\/h3>\n                            \n                            <div class=\"sm:[.card.solo_&#038;]:w-1\/2\">\n                                <div class=\"wysiwyg-container || [.card.active_&#038;]:wysiwyg-light max-w-[360px] self-start transition-colors duration-500 [&#038;_*]:duration-500 ease-in-out || sm:[.card.solo_&#038;]:max-w-[512px]\">\n    <p>Your home is far more than four walls. It\u2019s your refuge, your investment, your daily life. We make sure you\u2019re protected against the unexpected \u2014 water damage, fire, theft \u2014 with coverage built around your situation.<\/p>\n<\/div>\n                                <div class=\"self-end transition-[opacity,transform] duration-500 ease-in-out || lg:opacity-0 lg:translate-y-3 lg:pointer-events-none lg:h-0 lg:[.card.active_&#038;]:h-auto lg:[.card.active_&#038;]:opacity-100 lg:[.card.active_&#038;]:translate-y-0 lg:[.card.active_&#038;]:pointer-events-auto lg:[.card.active_&#038;]:delay-200 lg:[.card.solo_&#038;]:opacity-100 lg:[.card.solo_&#038;]:translate-y-0 lg:[.card.solo_&#038;]:pointer-events-auto lg:[.card.solo_&#038;]:h-auto\">\n                                        <a href=\"https:\/\/www.univesta.com\/en\/insurance\/personal\/home\/\" class=\"[.card.active_&#038;]:transparent mt-8 [.card.active_&#038;]:transparent-light btn-primary\"  target=\"\" rel=\"noopener\" >\n        Learn more    <\/a>\n                                <\/div>\n                            <\/div>\n                        <\/div>\n\n                    <\/div>\n                                    <div class=\"cards-three-columns__card card || bg-tertiary flex flex-col justify-between rounded-image p-6 overflow-hidden w-full transition-all duration-500 ease-in-out [&#038;.active]:bg-accent || sm:w-[calc(50%-10px)] sm:[&#038;.solo]:w-full sm:[&#038;.solo]:flex-row sm:[&#038;.solo]:items-center || lg:w-[calc(33%-13.5px)] lg:py-8 lg:px-6 lg:[&#038;.active:not(.solo)]:w-[calc(40%-13.5px)] lg:[&#038;.row-active]:w-[calc(30%-13.5px)] || xl:[&#038;.active:not(.solo)]:w-[calc(50%-13.5px)] xl:[&#038;.row-active]:w-[calc(25%-13.5px)]\">\n\n                        \n                        <div class=\"sm:[.card.solo_&#038;]:flex sm:[.card.solo_&#038;]:justify-between sm:[.card.solo_&#038;]:flex-row sm:[.card.solo_&#038;]:items-center sm:[.card.solo_&#038;]:flex-1 sm:[.card.solo_&#038;]:gap-10\">\n                                                            <h3 class=\"self-start mb-4 text-h3 text-textcolor transition-all duration-150 ease-in-out [.card.active_&#038;]:text-light [.card.active:not(.solo)_&#038;]:text-h1-big || sm:[.card.solo_&#038;]:mb-0 sm:[.card.solo_&#038;]:self-center sm:[.card.solo_&#038;]:shrink-0\">Recreational<\/h3>\n                            \n                            <div class=\"sm:[.card.solo_&#038;]:w-1\/2\">\n                                <div class=\"wysiwyg-container || [.card.active_&#038;]:wysiwyg-light max-w-[360px] self-start transition-colors duration-500 [&#038;_*]:duration-500 ease-in-out || sm:[.card.solo_&#038;]:max-w-[512px]\">\n    <p>Boat, motorcycle, RV, ATV, snowmobile \u2014 every season has its pleasures, and its risks. Our brokers know what each type of vehicle needs and will find you complete coverage, so you can make the most of every outing.<\/p>\n<\/div>\n                                <div class=\"self-end transition-[opacity,transform] duration-500 ease-in-out || lg:opacity-0 lg:translate-y-3 lg:pointer-events-none lg:h-0 lg:[.card.active_&#038;]:h-auto lg:[.card.active_&#038;]:opacity-100 lg:[.card.active_&#038;]:translate-y-0 lg:[.card.active_&#038;]:pointer-events-auto lg:[.card.active_&#038;]:delay-200 lg:[.card.solo_&#038;]:opacity-100 lg:[.card.solo_&#038;]:translate-y-0 lg:[.card.solo_&#038;]:pointer-events-auto lg:[.card.solo_&#038;]:h-auto\">\n                                        <a href=\"https:\/\/www.univesta.com\/en\/insurance\/personal\/recreational\/\" class=\"[.card.active_&#038;]:transparent mt-8 [.card.active_&#038;]:transparent-light btn-primary\"  target=\"\" rel=\"noopener\" >\n        Learn more    <\/a>\n                                <\/div>\n                            <\/div>\n                        <\/div>\n\n                    <\/div>\n                            <\/div>\n        <\/div>\n    <\/section>\n\n\n\n\n    <section class=\"offset-cards section\">\n        \n<span class=\"absolute top-0 left-0\" ><\/span>        <div class=\"wrapper\">\n            <div class=\"flex flex-col gap-8 || lg:grid-col lg:relative\">\n                <div class=\"lg:sticky lg:top-8 lg:h-fit lg:col-start-1 lg:col-span-5\">\n                        <div class=\"intro-sided\">\n                    <h2 class=\"text-h2 [&#038;_em]:font-secondary\"><span class=\"text-decorated-circle-top\">Why<\/span> <em>work with a broker<\/em><\/h2>\n                <div class=\"wysiwyg-container || mt-5 lg:mt-8\">\n    <p>Part of a team, an independent broker works for you, not an insurer. They compare your options, give you straight, honest advice, support you at claims time, and stand up for your interests at every turn \u2014 so you never feel like you&#8217;re going it alone.<\/p>\n<\/div>            <\/div>\n                <\/div>\n                <div class=\"flex flex-col gap-5 || lg:col-start-6 lg:col-span-7 xl:col-start-7 xl:col-span-6\">\n                    \n<div class=\"offset-card || px-5 pt-5 pb-6 flex flex-col justify-between rounded-image bg-tertiary odd:bg-white || lg:pl-8 lg:px-8\">\n            <h3 class=\"text-h4 \">Access to multiple insurers<\/h3>\n        <div class=\"wysiwyg-container || mt-8\">\n    <p>Your broker shops a range of insurers on your behalf and brings back the best options \u2014 coverage that genuinely fits, at the most competitive price out there.<\/p>\n<\/div><\/div>\n<div class=\"offset-card || px-5 pt-5 pb-6 flex flex-col justify-between rounded-image bg-tertiary odd:bg-white || lg:pl-8 lg:px-8\">\n            <h3 class=\"text-h4 \">Advice built around you<\/h3>\n        <div class=\"wysiwyg-container || mt-8\">\n    <p>No one-size-fits-all here. Your broker gets to know your situation, your assets and your real needs, then recommends the right amount of coverage \u2014 not too much, not too little.<\/p>\n<\/div><\/div>\n<div class=\"offset-card || px-5 pt-5 pb-6 flex flex-col justify-between rounded-image bg-tertiary odd:bg-white || lg:pl-8 lg:px-8\">\n            <h3 class=\"text-h4 \">An ally at claims time<\/h3>\n        <div class=\"wysiwyg-container || mt-8\">\n    <p>When something happens, your broker is right there in your corner \u2014 guiding you through the claim, speaking up for you with the insurer, and making sure you get everything you\u2019re owed.<\/p>\n<\/div><\/div>                <\/div>\n            <\/div>\n        <\/div>\n    <\/section>\n\n\n\n\n    <section class=\"small-cards-grid section\">\n        \n<span class=\"absolute top-0 left-0\" ><\/span>        <div class=\"wrapper\">\n                <div class=\"intro-horizontal || mb-10 || lg:mb-14 lg:grid-col\">\n        <div class=\"lg:col-span-6 xl:col-span-5\">\n                            <h2 class=\"[&#038;_em]:font-secondary text-h2 \">How to get a quote online<\/h2>\n                    <\/div>\n\n        <div class=\"max-lg:mt-6 lg:flex lg:flex-col lg:col-span-6 lg:col-start-7\">\n            <div class=\"wysiwyg-container \">\n    <p>Getting a price has never been easier! Make your request online in just a few minutes \u2014 or, if you&#8217;d prefer a personal touch, give our team a call at 1 833 789-9203.<\/p>\n<\/div>                    <\/div>\n    <\/div>\n\n            <div class=\"card-grid mt-8 flex flex-col gap-5 || sm:grid sm:grid-cols-2 lg:grid-cols-4 lg:mt-11\">\n                    <div class=\"small-card || px-5 py-5 flex flex-col justify-between rounded-image min-h-[15rem] bg-white odd:bg-grey || lg:pb-8\">\n                    <h3 class=\"text-h4 || mb-12 \">Step 1<\/h3>\n        <div class=\"wysiwyg-container \">\n    <p>Start a conversation with Olivo \u2014 click our chatbot to begin your quote.<\/p>\n<\/div>    <\/div>\n    <div class=\"small-card || px-5 py-5 flex flex-col justify-between rounded-image min-h-[15rem] bg-white odd:bg-grey || lg:pb-8\">\n                    <h3 class=\"text-h4 || mb-12 \">Step 2<\/h3>\n        <div class=\"wysiwyg-container \">\n    <p>Answer Olivo&#8217;s questions \u2014 our bot will ask you a series of questions to find you the best coverage at the best price.<\/p>\n<\/div>    <\/div>\n    <div class=\"small-card || px-5 py-5 flex flex-col justify-between rounded-image min-h-[15rem] bg-white odd:bg-grey || lg:pb-8\">\n                    <h3 class=\"text-h4 || mb-12 \">Step 3<\/h3>\n        <div class=\"wysiwyg-container \">\n    <p>Connect with our team by phone \u2014 our experts can review your quote, advise you on the coverage you&#8217;ve chosen, and answer your questions, so you can make an informed choice.<\/p>\n<\/div>    <\/div>\n    <div class=\"small-card || px-5 py-5 flex flex-col justify-between rounded-image min-h-[15rem] bg-white odd:bg-grey || lg:pb-8\">\n                    <h3 class=\"text-h4 || mb-12 \">Step 4<\/h3>\n        <div class=\"wysiwyg-container \">\n    <p>Sign up for your new insurance policy \u2014 and you&#8217;re all set! You&#8217;ve now got protection that&#8217;s just right for you.<\/p>\n<\/div>    <\/div>\n            <\/div>\n        <\/div>\n    <\/section>\n\n\n\n    <section class=\"testimonials section overflow-hidden\">\n        \n<span class=\"absolute top-0 left-0\" ><\/span>        <div class=\"wrapper\">\n            <div class=\"lg:grid-col lg:items-start\">\n\n                <div class=\"max-lg:mb-16 || lg:col-span-6\">\n                                            <h2 class=\"text-h2 || lg:hidden max-lg:mb-10\"><p>Your opinion <span class=\"text-decorated-underline-wavy\">matters to us<\/span>!<\/p>\n<\/h2>\n                                                                <div class=\"block overflow-hidden mask-shape || max-lg:mt-8\">\n                            <div class=\"thumbnail w-full  size-full object-cover parallax-container\"\n    style=\"padding-bottom: 89.783281733746%\"\n  >\n\n  <img decoding=\"async\" width=\"646\" height=\"580\" data-src=\"https:\/\/www.univesta.com\/wp-content\/uploads\/2026\/06\/Univesta-Assurances-Temoignages.png\" class=\"parallax-container-image lazyload\" alt=\"Module image\" data-srcset=\"https:\/\/www.univesta.com\/wp-content\/uploads\/2026\/06\/Univesta-Assurances-Temoignages.png 646w, https:\/\/www.univesta.com\/wp-content\/uploads\/2026\/06\/Univesta-Assurances-Temoignages-640x575.png 640w, https:\/\/www.univesta.com\/wp-content\/uploads\/2026\/06\/Univesta-Assurances-Temoignages-480x431.png 480w, https:\/\/www.univesta.com\/wp-content\/uploads\/2026\/06\/Univesta-Assurances-Temoignages-350x314.png 350w, https:\/\/www.univesta.com\/wp-content\/uploads\/2026\/06\/Univesta-Assurances-Temoignages-150x135.png 150w\" data-sizes=\"(max-width: 646px) 100vw, 646px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 646px; --smush-placeholder-aspect-ratio: 646\/580;\" \/><\/div>                        <\/div>\n                                    <\/div>\n\n                <div class=\"[clip-path:inset(-100vw_-100vw_-100vw_0)] || lg:col-span-6 lg:col-start-7 || xl:col-span-5 xl:col-start-8\">\n                                            <h2 class=\"text-h2 mb-20 || max-lg:hidden\"><p>Your opinion <span class=\"text-decorated-underline-wavy\">matters to us<\/span>!<\/p>\n<\/h2>\n                                        <div class=\"testimonials__slider swiper-container\">\n                        <div class=\"swiper-wrapper\">\n                                                            <div class=\"swiper-slide custom-transition rounded-image !flex flex-col justify-between bg-white !h-auto py-8 px-5 relative [&#038;_svg]:absolute [&#038;_svg]:left-11 [&#038;_svg]:top-0 [&#038;_svg]:-translate-y-1\/2 || sm:pt-11 sm:pb-8 sm:px-8\">\n                                    <svg width=\"61\" height=\"45\" viewBox=\"0 0 61 45\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M45.091 44.0342C38.2217 44.0342 34.1705 38.9262 34.1705 32.5853V31.0001C34.1705 20.7841 41.9205 7.39774 51.9603 0H60.7672C52.841 7.04547 47.0285 14.9716 45.4433 21.841H45.7955C52.3126 21.841 56.0115 26.7728 56.0115 32.233V33.2898C56.0115 39.2785 51.6081 44.0342 45.091 44.0342ZM10.9205 44.0342C4.05114 44.0342 0 38.9262 0 32.5853V31.0001C0 20.7841 7.75001 7.39774 17.7898 0H26.5966C18.6705 7.04547 12.858 14.9716 11.2728 21.841H11.625C18.1421 21.841 21.841 26.7728 21.841 32.233V33.2898C21.841 39.2785 17.4375 44.0342 10.9205 44.0342Z\" fill=\"#F58357\"\/>\n<\/svg>\n                                                                            <p class=\"medium-text font-medium\">Wow! Great service! Fast, efficient and very competitive. Special thanks to S\u00e9bastien!<\/p>\n                                                                                                                <p class=\"small-text mt-6\">Alexandre L., Satisfied client<\/p>\n                                                                    <\/div>\n                                                            <div class=\"swiper-slide custom-transition rounded-image !flex flex-col justify-between bg-white !h-auto py-8 px-5 relative [&#038;_svg]:absolute [&#038;_svg]:left-11 [&#038;_svg]:top-0 [&#038;_svg]:-translate-y-1\/2 || sm:pt-11 sm:pb-8 sm:px-8\">\n                                    <svg width=\"61\" height=\"45\" viewBox=\"0 0 61 45\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M45.091 44.0342C38.2217 44.0342 34.1705 38.9262 34.1705 32.5853V31.0001C34.1705 20.7841 41.9205 7.39774 51.9603 0H60.7672C52.841 7.04547 47.0285 14.9716 45.4433 21.841H45.7955C52.3126 21.841 56.0115 26.7728 56.0115 32.233V33.2898C56.0115 39.2785 51.6081 44.0342 45.091 44.0342ZM10.9205 44.0342C4.05114 44.0342 0 38.9262 0 32.5853V31.0001C0 20.7841 7.75001 7.39774 17.7898 0H26.5966C18.6705 7.04547 12.858 14.9716 11.2728 21.841H11.625C18.1421 21.841 21.841 26.7728 21.841 32.233V33.2898C21.841 39.2785 17.4375 44.0342 10.9205 44.0342Z\" fill=\"#F58357\"\/>\n<\/svg>\n                                                                            <p class=\"medium-text font-medium\">I\u2019ve been a Univesta client for over 20 years, and I want to thank the VIP team \u2014 especially Jos\u00e9e, along with her colleagues. They give excellent service and really know their stuff.<\/p>\n                                                                                                                <p class=\"small-text mt-6\">Andr\u00e9 V., Satisfied client<\/p>\n                                                                    <\/div>\n                                                            <div class=\"swiper-slide custom-transition rounded-image !flex flex-col justify-between bg-white !h-auto py-8 px-5 relative [&#038;_svg]:absolute [&#038;_svg]:left-11 [&#038;_svg]:top-0 [&#038;_svg]:-translate-y-1\/2 || sm:pt-11 sm:pb-8 sm:px-8\">\n                                    <svg width=\"61\" height=\"45\" viewBox=\"0 0 61 45\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M45.091 44.0342C38.2217 44.0342 34.1705 38.9262 34.1705 32.5853V31.0001C34.1705 20.7841 41.9205 7.39774 51.9603 0H60.7672C52.841 7.04547 47.0285 14.9716 45.4433 21.841H45.7955C52.3126 21.841 56.0115 26.7728 56.0115 32.233V33.2898C56.0115 39.2785 51.6081 44.0342 45.091 44.0342ZM10.9205 44.0342C4.05114 44.0342 0 38.9262 0 32.5853V31.0001C0 20.7841 7.75001 7.39774 17.7898 0H26.5966C18.6705 7.04547 12.858 14.9716 11.2728 21.841H11.625C18.1421 21.841 21.841 26.7728 21.841 32.233V33.2898C21.841 39.2785 17.4375 44.0342 10.9205 44.0342Z\" fill=\"#F58357\"\/>\n<\/svg>\n                                                                            <p class=\"medium-text font-medium\">Excellent service. Jean-Michel took the time to walk me through everything, with the patience of a saint. I\u2019m moving all my insurance to you.<\/p>\n                                                                                                                <p class=\"small-text mt-6\">Monique B., Satisfied client<\/p>\n                                                                    <\/div>\n                                                            <div class=\"swiper-slide custom-transition rounded-image !flex flex-col justify-between bg-white !h-auto py-8 px-5 relative [&#038;_svg]:absolute [&#038;_svg]:left-11 [&#038;_svg]:top-0 [&#038;_svg]:-translate-y-1\/2 || sm:pt-11 sm:pb-8 sm:px-8\">\n                                    <svg width=\"61\" height=\"45\" viewBox=\"0 0 61 45\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M45.091 44.0342C38.2217 44.0342 34.1705 38.9262 34.1705 32.5853V31.0001C34.1705 20.7841 41.9205 7.39774 51.9603 0H60.7672C52.841 7.04547 47.0285 14.9716 45.4433 21.841H45.7955C52.3126 21.841 56.0115 26.7728 56.0115 32.233V33.2898C56.0115 39.2785 51.6081 44.0342 45.091 44.0342ZM10.9205 44.0342C4.05114 44.0342 0 38.9262 0 32.5853V31.0001C0 20.7841 7.75001 7.39774 17.7898 0H26.5966C18.6705 7.04547 12.858 14.9716 11.2728 21.841H11.625C18.1421 21.841 21.841 26.7728 21.841 32.233V33.2898C21.841 39.2785 17.4375 44.0342 10.9205 44.0342Z\" fill=\"#F58357\"\/>\n<\/svg>\n                                                                            <p class=\"medium-text font-medium\">I came to Univesta for a home and auto quote and got some of the best service I\u2019ve ever had, from Lisane. A true gem.<\/p>\n                                                                                                                <p class=\"small-text mt-6\">Myriam F., Satisfied client<\/p>\n                                                                    <\/div>\n                                                            <div class=\"swiper-slide custom-transition rounded-image !flex flex-col justify-between bg-white !h-auto py-8 px-5 relative [&#038;_svg]:absolute [&#038;_svg]:left-11 [&#038;_svg]:top-0 [&#038;_svg]:-translate-y-1\/2 || sm:pt-11 sm:pb-8 sm:px-8\">\n                                    <svg width=\"61\" height=\"45\" viewBox=\"0 0 61 45\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M45.091 44.0342C38.2217 44.0342 34.1705 38.9262 34.1705 32.5853V31.0001C34.1705 20.7841 41.9205 7.39774 51.9603 0H60.7672C52.841 7.04547 47.0285 14.9716 45.4433 21.841H45.7955C52.3126 21.841 56.0115 26.7728 56.0115 32.233V33.2898C56.0115 39.2785 51.6081 44.0342 45.091 44.0342ZM10.9205 44.0342C4.05114 44.0342 0 38.9262 0 32.5853V31.0001C0 20.7841 7.75001 7.39774 17.7898 0H26.5966C18.6705 7.04547 12.858 14.9716 11.2728 21.841H11.625C18.1421 21.841 21.841 26.7728 21.841 32.233V33.2898C21.841 39.2785 17.4375 44.0342 10.9205 44.0342Z\" fill=\"#F58357\"\/>\n<\/svg>\n                                                                            <p class=\"medium-text font-medium\">A big thank-you to Mikael Foisy for the service. Fast, efficient and spot-on. Great all around \u2014 no complaints.<\/p>\n                                                                                                                <p class=\"small-text mt-6\">Alyson M., Satisfied client<\/p>\n                                                                    <\/div>\n                                                    <\/div>\n                    <\/div>\n\n                    <div class=\"mt-6\">\n                        <div class=\"slider-btns || flex items-center gap-5\">\n    <button class=\"button-prev || rotate-90 [&#038;_svg]:mt-[3px] size-12 [&#038;_svg]:w-[40%] [&#038;_svg]:h-auto flex justify-center items-center bg-secondary [.slider-btn-grey_&#038;]:bg-grey rounded-full transition-all duration-300 [&#038;_svg_path]:stroke-light [&#038;_svg]:custom-transition [&#038;:hover_svg]:translate-y-1\"><svg width=\"12\" height=\"7\" viewBox=\"0 0 12 7\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M0.5 0.5L5.62976 5.62975L10.7595 0.5\" stroke=\"#252525\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n<\/svg>\n<\/button>\n    <button class=\"button-next || -rotate-90 [&#038;_svg]:mt-[3px] size-12 [&#038;_svg]:w-[40%] [&#038;_svg]:h-auto flex justify-center items-center bg-secondary [.slider-btn-grey_&#038;]:bg-grey rounded-full transition-all duration-300 [&#038;_svg_path]:stroke-light [&#038;_svg]:custom-transition [&#038;:hover_svg]:translate-y-1\"><svg width=\"12\" height=\"7\" viewBox=\"0 0 12 7\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M0.5 0.5L5.62976 5.62975L10.7595 0.5\" stroke=\"#252525\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n<\/svg>\n<\/button>\n<\/div>                    <\/div>\n                <\/div>\n\n            <\/div>\n        <\/div>\n    <\/section>\n\n\n    <section class=\"accordions  || section\">\n        \n<span class=\"absolute top-0 left-0\" ><\/span>        <div class=\" wrapper || lg:grid-col\">\n            <div class=\"mb-6 || lg:mb-0 lg:col-span-6 xl:col-span-5\">\n                    <div class=\"intro-sided\">\n                    <h2 class=\"text-h2 [&#038;_em]:font-secondary\">FAQ<\/h2>\n                <div class=\"wysiwyg-container || mt-5 lg:mt-8\">\n    <p>Questions about your insurance? You\u2019re not alone. Here are clear answers to the ones we hear most.<\/p>\n<\/div>            <\/div>\n            <\/div>\n            <div class=\"accordions-container || space-y-5 lg:col-start-7 lg:col-span-6\">\n                \n    <div class=\"accordion || js-accordion-parent accordion-section || group custom-transition rounded-lg px-5 [&#038;.js-accordion-line--opened]:bg-accent hover:bg-accent bg-white || lg:px-8\">\n        <button aria-controls=\"accordion-answer-0\" aria-expanded=\"false\" class=\"js-accordion-trigger || appearance-none relative flex flex-col items-start py-[1.375rem] w-full cursor-pointer || sm:flex-row sm:items-center sm:gap-x-6 lg:py-8 2xl:gap-x-8\">\n            <h3 class=\"text-h5 || font-normal pr-16 transition-colors duration-200 text-left group-hover:text-white [.accordion.js-accordion-line--opened_&#038;]:text-white || sm:pr-20\">\n                Does going through a broker cost more than buying straight from an insurer?            <\/h3>\n            <div class=\"js-accordion-button || absolute right-0 top-1\/2 -translate-y-1\/2 flex items-center justify-center [.accordion.js-accordion-line--opened_&#038;]:rotate-0 rotate-180 custom-transition [&#038;_svg]:w-[40%] [&#038;_path]:stroke-textcolor group-hover:[&#038;_path]:stroke-white [.accordion.js-accordion-line--opened_&#038;_path]:stroke-white size-[1.875rem]\">\n                <svg width=\"21\" height=\"13\" viewBox=\"0 0 21 13\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M2 11.5L10.5 3L19 11.5\" stroke=\"black\" stroke-width=\"3\"\/>\n<\/svg>\n            <\/div>\n        <\/button>\n        <div class=\"js-accordion-answer || block h-0 overflow-hidden\">\n            <div class=\"wysiwyg-container || wysiwyg-small pb-[1.875rem] pt-[0.875rem] max-w-[760px] wysiwyg-light lg:pt-2 lg:pb-8\">\n    <p>No \u2014 often it\u2019s the reverse. Your broker is paid by the insurer, not by you. With access to several insurers, they can find you better coverage at a better price. Their help costs you nothing extra and can save you plenty and guide you towards the best solution.<\/p>\n<\/div>        <\/div>\n    <\/div>\n\n\n    <div class=\"accordion || js-accordion-parent accordion-section || group custom-transition rounded-lg px-5 [&#038;.js-accordion-line--opened]:bg-accent hover:bg-accent bg-white || lg:px-8\">\n        <button aria-controls=\"accordion-answer-1\" aria-expanded=\"false\" class=\"js-accordion-trigger || appearance-none relative flex flex-col items-start py-[1.375rem] w-full cursor-pointer || sm:flex-row sm:items-center sm:gap-x-6 lg:py-8 2xl:gap-x-8\">\n            <h3 class=\"text-h5 || font-normal pr-16 transition-colors duration-200 text-left group-hover:text-white [.accordion.js-accordion-line--opened_&#038;]:text-white || sm:pr-20\">\n                What\u2019s covered when water damage hits my home?            <\/h3>\n            <div class=\"js-accordion-button || absolute right-0 top-1\/2 -translate-y-1\/2 flex items-center justify-center [.accordion.js-accordion-line--opened_&#038;]:rotate-0 rotate-180 custom-transition [&#038;_svg]:w-[40%] [&#038;_path]:stroke-textcolor group-hover:[&#038;_path]:stroke-white [.accordion.js-accordion-line--opened_&#038;_path]:stroke-white size-[1.875rem]\">\n                <svg width=\"21\" height=\"13\" viewBox=\"0 0 21 13\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M2 11.5L10.5 3L19 11.5\" stroke=\"black\" stroke-width=\"3\"\/>\n<\/svg>\n            <\/div>\n        <\/button>\n        <div class=\"js-accordion-answer || block h-0 overflow-hidden\">\n            <div class=\"wysiwyg-container || wysiwyg-small pb-[1.875rem] pt-[0.875rem] max-w-[760px] wysiwyg-light lg:pt-2 lg:pb-8\">\n    <p>It depends on your policy \u2014 which is exactly why the details matter. Some causes are covered by default; others need a specific endorsement. Sewer backup, seepage, a burst pipe \u2014 each is its own case. Your Univesta broker can review your policy and make sure you\u2019re properly protected.<\/p>\n<\/div>        <\/div>\n    <\/div>\n\n\n    <div class=\"accordion || js-accordion-parent accordion-section || group custom-transition rounded-lg px-5 [&#038;.js-accordion-line--opened]:bg-accent hover:bg-accent bg-white || lg:px-8\">\n        <button aria-controls=\"accordion-answer-2\" aria-expanded=\"false\" class=\"js-accordion-trigger || appearance-none relative flex flex-col items-start py-[1.375rem] w-full cursor-pointer || sm:flex-row sm:items-center sm:gap-x-6 lg:py-8 2xl:gap-x-8\">\n            <h3 class=\"text-h5 || font-normal pr-16 transition-colors duration-200 text-left group-hover:text-white [.accordion.js-accordion-line--opened_&#038;]:text-white || sm:pr-20\">\n                My car\u2019s been stolen or damaged \u2014 what do I do?            <\/h3>\n            <div class=\"js-accordion-button || absolute right-0 top-1\/2 -translate-y-1\/2 flex items-center justify-center [.accordion.js-accordion-line--opened_&#038;]:rotate-0 rotate-180 custom-transition [&#038;_svg]:w-[40%] [&#038;_path]:stroke-textcolor group-hover:[&#038;_path]:stroke-white [.accordion.js-accordion-line--opened_&#038;_path]:stroke-white size-[1.875rem]\">\n                <svg width=\"21\" height=\"13\" viewBox=\"0 0 21 13\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M2 11.5L10.5 3L19 11.5\" stroke=\"black\" stroke-width=\"3\"\/>\n<\/svg>\n            <\/div>\n        <\/button>\n        <div class=\"js-accordion-answer || block h-0 overflow-hidden\">\n            <div class=\"wysiwyg-container || wysiwyg-small pb-[1.875rem] pt-[0.875rem] max-w-[760px] wysiwyg-light lg:pt-2 lg:pb-8\">\n    <p>If something happens, the fastest way to get your claim started is to contact your insurer directly \u2014 and our team is always on hand to help. For theft, you&#8217;ll also need a police report.<\/p>\n<\/div>        <\/div>\n    <\/div>\n\n\n    <div class=\"accordion || js-accordion-parent accordion-section || group custom-transition rounded-lg px-5 [&#038;.js-accordion-line--opened]:bg-accent hover:bg-accent bg-white || lg:px-8\">\n        <button aria-controls=\"accordion-answer-3\" aria-expanded=\"false\" class=\"js-accordion-trigger || appearance-none relative flex flex-col items-start py-[1.375rem] w-full cursor-pointer || sm:flex-row sm:items-center sm:gap-x-6 lg:py-8 2xl:gap-x-8\">\n            <h3 class=\"text-h5 || font-normal pr-16 transition-colors duration-200 text-left group-hover:text-white [.accordion.js-accordion-line--opened_&#038;]:text-white || sm:pr-20\">\n                Does my home insurance cover my belongings if I\u2019m robbed away from home?            <\/h3>\n            <div class=\"js-accordion-button || absolute right-0 top-1\/2 -translate-y-1\/2 flex items-center justify-center [.accordion.js-accordion-line--opened_&#038;]:rotate-0 rotate-180 custom-transition [&#038;_svg]:w-[40%] [&#038;_path]:stroke-textcolor group-hover:[&#038;_path]:stroke-white [.accordion.js-accordion-line--opened_&#038;_path]:stroke-white size-[1.875rem]\">\n                <svg width=\"21\" height=\"13\" viewBox=\"0 0 21 13\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M2 11.5L10.5 3L19 11.5\" stroke=\"black\" stroke-width=\"3\"\/>\n<\/svg>\n            <\/div>\n        <\/button>\n        <div class=\"js-accordion-answer || block h-0 overflow-hidden\">\n            <div class=\"wysiwyg-container || wysiwyg-small pb-[1.875rem] pt-[0.875rem] max-w-[760px] wysiwyg-light lg:pt-2 lg:pb-8\">\n    <p>Usually yes, but with limits. Some items \u2014 jewellery, electronics, bikes \u2014 may have their own coverage caps. You can add an endorsement to boost them. Your broker can tell you exactly what your policy covers.<\/p>\n<\/div>        <\/div>\n    <\/div>\n\n            <\/div>\n        <\/div>\n    <\/section>\n\n\n\n    <section class=\"cta-banner-image || section || last-of-type:!mb-10 xl:last-of-type:!mb-14\">\n        \n<span class=\"absolute top-0 left-0\" ><\/span>        <div class=\"flex flex-col\">\n            <div class=\"wrapper || flex flex-col flex-1 || lg:w-full\">\n                <div class=\"relative flex-1 flex items-center justify-center rounded-image overflow-hidden\">\n                                            <div class=\"absolute inset-0 overflow-hidden\">\n                            <span data-parallax=\"0.15\" class=\"block size-full\">\n                                <div class=\"thumbnail w-full size-full object-cover scale-110 parallax-container\"\n    style=\"padding-bottom: 32.469512195122%\"\n  >\n\n  <img decoding=\"async\" width=\"1920\" height=\"1010\" data-src=\"https:\/\/www.univesta.com\/wp-content\/uploads\/2026\/07\/Univesta-Assurances-Hero-retouche-1920x1010.png\" class=\"parallax-container-image lazyload\" alt=\"Image de fond\" data-srcset=\"https:\/\/www.univesta.com\/wp-content\/uploads\/2026\/07\/Univesta-Assurances-Hero-retouche-1920x1010.png 1920w, https:\/\/www.univesta.com\/wp-content\/uploads\/2026\/07\/Univesta-Assurances-Hero-retouche-1536x808.png 1536w, https:\/\/www.univesta.com\/wp-content\/uploads\/2026\/07\/Univesta-Assurances-Hero-retouche-2048x1078.png 2048w, https:\/\/www.univesta.com\/wp-content\/uploads\/2026\/07\/Univesta-Assurances-Hero-retouche-1400x737.png 1400w, https:\/\/www.univesta.com\/wp-content\/uploads\/2026\/07\/Univesta-Assurances-Hero-retouche-1024x539.png 1024w, https:\/\/www.univesta.com\/wp-content\/uploads\/2026\/07\/Univesta-Assurances-Hero-retouche-640x337.png 640w, https:\/\/www.univesta.com\/wp-content\/uploads\/2026\/07\/Univesta-Assurances-Hero-retouche-480x253.png 480w, https:\/\/www.univesta.com\/wp-content\/uploads\/2026\/07\/Univesta-Assurances-Hero-retouche-350x184.png 350w, https:\/\/www.univesta.com\/wp-content\/uploads\/2026\/07\/Univesta-Assurances-Hero-retouche-150x79.png 150w\" data-sizes=\"(max-width: 1920px) 100vw, 1920px\" style=\"--smush-placeholder-width: 1920px; --smush-placeholder-aspect-ratio: 1920\/1010;object-position: 92% 77%;\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" \/><\/div>                            <\/span>\n                        <\/div>\n                        <div class=\"absolute inset-0 overflow-hidden bg-accent\/30\"><\/div>\n                    \n                    <div class=\"relative z-10 flex flex-col items-center px-5 py-[87px] || lg:max-w-[650px]\">\n                                                    <h2 class=\"text-h2 || text-light mb-8 text-center\">What <span class=\"text-decorated-underline-wavy\">matters to you<\/span> matters to us.<\/h2>\n                                                <div class=\"wysiwyg-container || text-center wysiwyg-light\">\n    <p>We take the time to really understand your situation, so we can protect you better.<\/p>\n<\/div>                            <a href=\"tel:18337899203\" class=\"orange mt-6 || lg:mt-8 btn-primary\"  target=\"\" rel=\"noopener\" >\n        Call us 1 833 789-9203    <\/a>\n                    <\/div>\n                <\/div>\n            <\/div>\n        <\/div>\n    <\/section>\n","protected":false},"excerpt":{"rendered":"<p>Univesta protects what matters most to you. Our independent brokers find the best coverage for your car, home and recreational vehicles.<\/p>\n","protected":false},"featured_media":1617,"parent":0,"menu_order":0,"template":"","meta":{"_acf_changed":false,"wds_primary_example-category":0},"example-category":[],"class_list":["post-1615","insurance","type-insurance","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.univesta.com\/en\/wp-json\/wp\/v2\/insurance\/1615","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.univesta.com\/en\/wp-json\/wp\/v2\/insurance"}],"about":[{"href":"https:\/\/www.univesta.com\/en\/wp-json\/wp\/v2\/types\/insurance"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.univesta.com\/en\/wp-json\/wp\/v2\/media\/1617"}],"wp:attachment":[{"href":"https:\/\/www.univesta.com\/en\/wp-json\/wp\/v2\/media?parent=1615"}],"wp:term":[{"taxonomy":"example-category","embeddable":true,"href":"https:\/\/www.univesta.com\/en\/wp-json\/wp\/v2\/example-category?post=1615"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}