{"id":1886,"date":"2026-06-26T15:20:02","date_gmt":"2026-06-26T15:20:02","guid":{"rendered":"https:\/\/www.univesta.com\/insurance\/personal\/recreatif\/"},"modified":"2026-07-10T20:49:24","modified_gmt":"2026-07-10T20:49:24","slug":"recreational","status":"publish","type":"insurance","link":"https:\/\/www.univesta.com\/en\/insurance\/personal\/recreational\/","title":{"rendered":"Recreational vehicle insurance"},"content":{"rendered":"\n
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Coverage<\/span> overview<\/h2>\n
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Motorcycle, ATV, snowmobile or boat \u2014 each one\u2019s different, and each one\u2019s covered. Our brokers will find you protection made for every season and every adventure, so you can just enjoy the ride.<\/p>\n<\/div> <\/div>\n <\/div>\n

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Vehicle damage<\/h3>\n \n
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Covers damage to your recreational vehicle from a collision, rollover or accident, in any season.<\/p>\n<\/div>\n <\/div>\n

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Civil liability<\/h3>\n \n
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Protects you if you cause property damage or bodily injury to others while using your recreational vehicle.<\/p>\n<\/div>\n <\/div>\n

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Theft and vandalism <\/h3>\n \n
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Compensates you for your vehicle and its equipment if they\u2019re stolen, vandalized or damaged by a malicious act.<\/p>\n<\/div>\n <\/div>\n

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Additional coverage <\/h3>\n \n
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Specialized accessories and equipment, off-road or on-water assistance, towing \u2014 options so you can enjoy the ride with peace of mind.<\/p>\n<\/div>\n <\/div>\n \n <\/div>\n <\/div>\n <\/section>\n\n\n\n\n

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Why work with a broker<\/h2>\n
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Part of a team, an independent broker works for you, not an insurer. They compare your options, give you straight, honest advice, support you at claims time, and stand up for your interests at every turn \u2014 so you never feel like you’re going it alone.<\/p>\n<\/div> <\/div>\n <\/div>\n

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Access to multiple insurers<\/h3>\n
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Your broker shops a range of insurers on your behalf and brings back the best options \u2014 coverage that genuinely fits, at the most competitive price out there.<\/p>\n<\/div><\/div>\n

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Advice built around you<\/h3>\n
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No one-size-fits-all here. Your broker gets to know your situation, your assets and your real needs, then recommends the right amount of coverage \u2014 not too much, not too little.<\/p>\n<\/div><\/div>\n

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An ally at claims time<\/h3>\n
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When something happens, your broker is right there in your corner \u2014 guiding you through the claim, speaking up for you with the insurer, and making sure you get everything you\u2019re owed.<\/p>\n<\/div><\/div> <\/div>\n <\/div>\n <\/div>\n <\/section>\n\n\n\n\n

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How to get a quote<\/span> online<\/h2>\n <\/div>\n\n
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Getting a price has never been easier! Make your request online in just a few minutes \u2014 or, if you’d prefer a personal touch, give our team a call at 1 833 789-9203.<\/p>\n<\/div> <\/div>\n <\/div>\n\n

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Step 1<\/h3>\n
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Start a conversation with Olivo \u2014 click our chatbot to begin your quote.<\/p>\n<\/div> <\/div>\n

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Step 2<\/h3>\n
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Answer Olivo’s questions \u2014 our bot will ask you a series of questions to find you the best coverage at the best price.<\/p>\n<\/div> <\/div>\n

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Step 3<\/h3>\n
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Connect with our team by phone \u2014 our experts can review your quote, advise you on the coverage you’ve chosen, and answer your questions, so you can make an informed choice.<\/p>\n<\/div> <\/div>\n

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Step 4<\/h3>\n
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Sign up for your new insurance policy \u2014 and you’re all set! You’ve now got protection that’s just right for you.<\/p>\n<\/div> <\/div>\n <\/div>\n <\/div>\n <\/section>\n\n\n\n

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FAQ<\/h2>\n
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Questions about your recreational vehicle insurance? You\u2019re not alone. Here are clear answers to the ones we hear most.<\/p>\n<\/div> <\/div>\n <\/div>\n

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