{"id":1893,"date":"2026-06-29T14:35:54","date_gmt":"2026-06-29T14:35:54","guid":{"rendered":"https:\/\/www.univesta.com\/insurance\/business\/immobilier\/"},"modified":"2026-07-10T17:19:42","modified_gmt":"2026-07-10T17:19:42","slug":"real-estate","status":"publish","type":"insurance","link":"https:\/\/www.univesta.com\/en\/insurance\/business\/real-estate\/","title":{"rendered":"Real estate and co-ownership business insurance"},"content":{"rendered":"\n    <section class=\"title-description section\">\n        \n<span class=\"absolute top-0 left-0\" ><\/span>        <div class=\"wrapper\">\n            <div class=\"lg:grid-col\">\n                <div class=\"lg:col-span-6 xl:col-span-5\">\n                                            <h2 class=\"text-h2\"><p><span class=\"text-decorated-circle-top\">Build<\/span> your peace of mind<\/p>\n<\/h2>\n                                    <\/div>\n\n                <div class=\"max-lg:mt-6 lg:flex lg:flex-col lg:col-span-6 lg:col-start-7\">\n                    <div class=\"wysiwyg-container \">\n    <p>Managing and owning buildings \u2014 rental, commercial, or condo syndicates \u2014 comes with serious responsibilities. When a loss happens, repair costs can run high and hit your finances hard.<\/p>\n<p>Univesta\u2019s expertise puts the right coverage in place to keep your real estate projects financially steady and your operations running, with confidence.<\/p>\n<\/div>                <\/div>\n            <\/div>\n        <\/div>\n    <\/section>\n\n\n\n\n    <section class=\"small-cards-grid section\">\n        \n<span class=\"absolute top-0 left-0\" ><\/span>        <div class=\"wrapper\">\n                <div class=\"intro-horizontal || mb-10 || lg:mb-14 lg:grid-col\">\n        <div class=\"lg:col-span-6 xl:col-span-5\">\n                            <h2 class=\"[&#038;_em]:font-secondary text-h2 \"><em>Coverage<\/em> you can <span class=\"text-decorated-circle-bottom\">build<\/span> on<\/h2>\n                    <\/div>\n\n        <div class=\"max-lg:mt-6 lg:flex lg:flex-col lg:col-span-6 lg:col-start-7\">\n            <div class=\"wysiwyg-container \">\n    <p>To point you in the right direction, we\u2019ve gathered the essential coverages for protecting what you\u2019ve built below.<\/p>\n<p>Because every operation is different, we\u2019d also encourage you to call our specialists for tailored advice and to build the exact coverage your business needs.<\/p>\n<\/div>                    <\/div>\n    <\/div>\n\n            <div class=\"card-grid mt-8 flex flex-col gap-5 || sm:grid sm:grid-cols-2 lg:grid-cols-4 lg:mt-11\">\n                    <div class=\"small-card || px-5 py-5 flex flex-col justify-between rounded-image min-h-[15rem] bg-white odd:bg-grey || lg:pb-8\">\n                    <h3 class=\"text-h4 || mb-12 \">Real estate property insurance<\/h3>\n        <div class=\"wysiwyg-container \">\n    <p>Protects your buildings and their components against physical damage, preserving their value.<\/p>\n<\/div>    <\/div>\n    <div class=\"small-card || px-5 py-5 flex flex-col justify-between rounded-image min-h-[15rem] bg-white odd:bg-grey || lg:pb-8\">\n                    <h3 class=\"text-h4 || mb-12 \">Civil liability<\/h3>\n        <div class=\"wysiwyg-container \">\n    <p>Covers you for damage caused to others in connection with your building or your operations.<\/p>\n<\/div>    <\/div>\n    <div class=\"small-card || px-5 py-5 flex flex-col justify-between rounded-image min-h-[15rem] bg-white odd:bg-grey || lg:pb-8\">\n                    <h3 class=\"text-h4 || mb-12 \">Loss of income<\/h3>\n        <div class=\"wysiwyg-container \">\n    <p>Makes up for the financial hit and certain costs \u2014 such as condo-related expenses \u2014 after a loss.<\/p>\n<\/div>    <\/div>\n    <div class=\"small-card || px-5 py-5 flex flex-col justify-between rounded-image min-h-[15rem] bg-white odd:bg-grey || lg:pb-8\">\n                    <h3 class=\"text-h4 || mb-12 \">Directors\u2019 and officers\u2019 liability (D&#038;O)<\/h3>\n        <div class=\"wysiwyg-container \">\n    <p>Protects those involved in management against claims arising from their decisions.<\/p>\n<\/div>    <\/div>\n            <\/div>\n        <\/div>\n    <\/section>\n\n\n\n\n    <section class=\"offset-cards section\">\n        \n<span class=\"absolute top-0 left-0\" ><\/span>        <div class=\"wrapper\">\n            <div class=\"flex flex-col gap-8 || lg:grid-col lg:relative\">\n                <div class=\"lg:sticky lg:top-8 lg:h-fit lg:col-start-1 lg:col-span-5\">\n                        <div class=\"intro-sided\">\n                    <h2 class=\"text-h2 [&#038;_em]:font-secondary\"><span class=\"text-decorated-circle-bottom\">Why<\/span> work with a business broker<\/h2>\n                <div class=\"wysiwyg-container || mt-5 lg:mt-8\">\n    <p>An independent broker works for you, not for an insurer \u2014 comparing offers, advising you, and standing up for your interests at every step.<\/p>\n<\/div>            <\/div>\n                <\/div>\n                <div class=\"flex flex-col gap-5 || lg:col-start-6 lg:col-span-7 xl:col-start-7 xl:col-span-6\">\n                    \n<div class=\"offset-card || px-5 pt-5 pb-6 flex flex-col justify-between rounded-image bg-tertiary odd:bg-white || lg:pl-8 lg:px-8\">\n            <h3 class=\"text-h4 \">Access to multiple insurers<\/h3>\n        <div class=\"wysiwyg-container || mt-8\">\n    <p>Your broker shops the market for you across a range of insurers and brings you the best options. The result: coverage that genuinely fits the way you do business.<\/p>\n<\/div><\/div>\n<div class=\"offset-card || px-5 pt-5 pb-6 flex flex-col justify-between rounded-image bg-tertiary odd:bg-white || lg:pl-8 lg:px-8\">\n            <h3 class=\"text-h4 \">Advice built around you<\/h3>\n        <div class=\"wysiwyg-container || mt-8\">\n    <p>No off-the-shelf solutions here. Our experts look at your situation, the risks in your sector, and what you actually need, then recommend coverage that\u2019s right-sized \u2014 neither too much nor too little.<\/p>\n<\/div><\/div>\n<div class=\"offset-card || px-5 pt-5 pb-6 flex flex-col justify-between rounded-image bg-tertiary odd:bg-white || lg:pl-8 lg:px-8\">\n            <h3 class=\"text-h4 \">An ally at claims time<\/h3>\n        <div class=\"wysiwyg-container || mt-8\">\n    <p>When something happens, your broker is on your team \u2014 guiding you through the claim, defending your interests with the insurer, and making sure your business gets everything it\u2019s entitled to.<\/p>\n<\/div><\/div>                <\/div>\n            <\/div>\n        <\/div>\n    <\/section>\n\n\n\n\n    <section class=\"cta-banner-image || section || last-of-type:!mb-10 xl:last-of-type:!mb-14\">\n        \n<span class=\"absolute top-0 left-0\" ><\/span>        <div class=\"flex flex-col\">\n            <div class=\"wrapper || flex flex-col flex-1 || lg:w-full\">\n                <div class=\"relative flex-1 flex items-center justify-center rounded-image overflow-hidden\">\n                                            <div class=\"absolute inset-0 overflow-hidden\">\n                            <span data-parallax=\"0.15\" class=\"block size-full\">\n                                <div class=\"thumbnail w-full size-full object-cover scale-110 parallax-container\"\n    style=\"padding-bottom: 32.469512195122%\"\n  >\n\n  <img decoding=\"async\" width=\"1920\" height=\"1010\" data-src=\"https:\/\/www.univesta.com\/wp-content\/uploads\/2026\/07\/Univesta-Assurances-Hero-retouche-1920x1010.png\" class=\"parallax-container-image lazyload\" alt=\"Image de fond\" data-srcset=\"https:\/\/www.univesta.com\/wp-content\/uploads\/2026\/07\/Univesta-Assurances-Hero-retouche-1920x1010.png 1920w, https:\/\/www.univesta.com\/wp-content\/uploads\/2026\/07\/Univesta-Assurances-Hero-retouche-1536x808.png 1536w, https:\/\/www.univesta.com\/wp-content\/uploads\/2026\/07\/Univesta-Assurances-Hero-retouche-2048x1078.png 2048w, https:\/\/www.univesta.com\/wp-content\/uploads\/2026\/07\/Univesta-Assurances-Hero-retouche-1400x737.png 1400w, https:\/\/www.univesta.com\/wp-content\/uploads\/2026\/07\/Univesta-Assurances-Hero-retouche-1024x539.png 1024w, https:\/\/www.univesta.com\/wp-content\/uploads\/2026\/07\/Univesta-Assurances-Hero-retouche-640x337.png 640w, https:\/\/www.univesta.com\/wp-content\/uploads\/2026\/07\/Univesta-Assurances-Hero-retouche-480x253.png 480w, https:\/\/www.univesta.com\/wp-content\/uploads\/2026\/07\/Univesta-Assurances-Hero-retouche-350x184.png 350w, https:\/\/www.univesta.com\/wp-content\/uploads\/2026\/07\/Univesta-Assurances-Hero-retouche-150x79.png 150w\" data-sizes=\"(max-width: 1920px) 100vw, 1920px\" style=\"--smush-placeholder-width: 1920px; --smush-placeholder-aspect-ratio: 1920\/1010;object-position: 92% 77%;\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" \/><\/div>                            <\/span>\n                        <\/div>\n                        <div class=\"absolute inset-0 overflow-hidden bg-accent\/30\"><\/div>\n                    \n                    <div class=\"relative z-10 flex flex-col items-center px-5 py-[87px] || lg:max-w-[650px]\">\n                                                    <h2 class=\"text-h2 || text-light mb-8 text-center\">What <span class=\"text-decorated-underline-wavy\">matters to you<\/span> matters to us.<\/h2>\n                                                <div class=\"wysiwyg-container || text-center wysiwyg-light\">\n    <p>We take the time to really understand your situation, so we can protect you better.<\/p>\n<\/div>                            <a href=\"tel:18337899203\" class=\"orange mt-6 || lg:mt-8 btn-primary\"  target=\"\" rel=\"noopener\" >\n        Call us 1 833 789-9203    <\/a>\n                    <\/div>\n                <\/div>\n            <\/div>\n        <\/div>\n    <\/section>\n","protected":false},"excerpt":{"rendered":"<p>Univesta protects your rental, commercial and co-ownership properties. Buildings, liability, lost revenue, tailored solutions for your real estate reality. <\/p>\n","protected":false},"featured_media":1894,"parent":1602,"menu_order":0,"template":"","meta":{"_acf_changed":false,"wds_primary_example-category":0},"example-category":[32,31,30],"class_list":["post-1893","insurance","type-insurance","status-publish","has-post-thumbnail","hentry","example-category-large-business","example-category-mid-sized-business","example-category-small-business"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.univesta.com\/en\/wp-json\/wp\/v2\/insurance\/1893","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.univesta.com\/en\/wp-json\/wp\/v2\/insurance"}],"about":[{"href":"https:\/\/www.univesta.com\/en\/wp-json\/wp\/v2\/types\/insurance"}],"up":[{"embeddable":true,"href":"https:\/\/www.univesta.com\/en\/wp-json\/wp\/v2\/insurance\/1602"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.univesta.com\/en\/wp-json\/wp\/v2\/media\/1894"}],"wp:attachment":[{"href":"https:\/\/www.univesta.com\/en\/wp-json\/wp\/v2\/media?parent=1893"}],"wp:term":[{"taxonomy":"example-category","embeddable":true,"href":"https:\/\/www.univesta.com\/en\/wp-json\/wp\/v2\/example-category?post=1893"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}