{"id":1895,"date":"2026-06-29T14:43:14","date_gmt":"2026-06-29T14:43:14","guid":{"rendered":"https:\/\/www.univesta.com\/insurance\/business\/manufacturier-distributeur-grossiste\/"},"modified":"2026-07-10T17:20:14","modified_gmt":"2026-07-10T17:20:14","slug":"manufacturing-distribution-wholesale","status":"publish","type":"insurance","link":"https:\/\/www.univesta.com\/en\/insurance\/business\/manufacturing-distribution-wholesale\/","title":{"rendered":"Manufacturing, distribution, and wholesale business"},"content":{"rendered":"\n    <section class=\"title-description section\">\n        \n<span class=\"absolute top-0 left-0\" ><\/span>        <div class=\"wrapper\">\n            <div class=\"lg:grid-col\">\n                <div class=\"lg:col-span-6 xl:col-span-5\">\n                                            <h2 class=\"text-h2\"><p>Move forward, no <span class=\"text-decorated-circle-top\">compromises<\/span><\/p>\n<\/h2>\n                                    <\/div>\n\n                <div class=\"max-lg:mt-6 lg:flex lg:flex-col lg:col-span-6 lg:col-start-7\">\n                    <div class=\"wysiwyg-container \">\n    <p>In manufacturing and distribution, every stage counts \u2014 from the production line to the loading dock. A single incident can mean major losses and slow everything down.<\/p>\n<p>Univesta is alongside you with coverage built to fit: protecting your business, securing your revenue, and letting you keep operating with confidence.<\/p>\n<\/div>                <\/div>\n            <\/div>\n        <\/div>\n    <\/section>\n\n\n\n\n    <section class=\"small-cards-grid section\">\n        \n<span class=\"absolute top-0 left-0\" ><\/span>        <div class=\"wrapper\">\n                <div class=\"intro-horizontal || mb-10 || lg:mb-14 lg:grid-col\">\n        <div class=\"lg:col-span-6 xl:col-span-5\">\n                            <h2 class=\"[&#038;_em]:font-secondary text-h2 \"><em>Coverage<\/em> at the heart of your <span class=\"text-decorated-circle-bottom\">performance<\/span><\/h2>\n                    <\/div>\n\n        <div class=\"max-lg:mt-6 lg:flex lg:flex-col lg:col-span-6 lg:col-start-7\">\n            <div class=\"wysiwyg-container \">\n    <p>To point you in the right direction, we\u2019ve gathered the essential coverages for protecting what you\u2019ve built below.<\/p>\n<p>Because every operation is different, we\u2019d also encourage you to call our specialists for tailored advice and to build the exact coverage your business needs.<\/p>\n<\/div>                    <\/div>\n    <\/div>\n\n            <div class=\"card-grid mt-8 flex flex-col gap-5 || sm:grid sm:grid-cols-2 lg:grid-cols-4 lg:mt-11\">\n                    <div class=\"small-card || px-5 py-5 flex flex-col justify-between rounded-image min-h-[15rem] bg-white odd:bg-grey || lg:pb-8\">\n                    <h3 class=\"text-h4 || mb-12 \">Property insurance<\/h3>\n        <div class=\"wysiwyg-container \">\n    <p>Protects your buildings, equipment, and facilities against damage, so your business doesn\u2019t grind to a halt.<\/p>\n<\/div>    <\/div>\n    <div class=\"small-card || px-5 py-5 flex flex-col justify-between rounded-image min-h-[15rem] bg-white odd:bg-grey || lg:pb-8\">\n                    <h3 class=\"text-h4 || mb-12 \">Civil liability<\/h3>\n        <div class=\"wysiwyg-container \">\n    <p>Covers you against claims for bodily injury or property damage caused to others.<\/p>\n<\/div>    <\/div>\n    <div class=\"small-card || px-5 py-5 flex flex-col justify-between rounded-image min-h-[15rem] bg-white odd:bg-grey || lg:pb-8\">\n                    <h3 class=\"text-h4 || mb-12 \">Professional liability (E&#038;O)<\/h3>\n        <div class=\"wysiwyg-container \">\n    <p>Protects your business against the financial fallout of professional errors or omissions.<\/p>\n<\/div>    <\/div>\n    <div class=\"small-card || px-5 py-5 flex flex-col justify-between rounded-image min-h-[15rem] bg-white odd:bg-grey || lg:pb-8\">\n                    <h3 class=\"text-h4 || mb-12 \">Cargo (transport) insurance<\/h3>\n        <div class=\"wysiwyg-container \">\n    <p>Covers your goods in transit, from shipment to delivery.<\/p>\n<\/div>    <\/div>\n    <div class=\"small-card || px-5 py-5 flex flex-col justify-between rounded-image min-h-[15rem] bg-white odd:bg-grey || lg:pb-8\">\n                    <h3 class=\"text-h4 || mb-12 \">Cyber Risk<\/h3>\n        <div class=\"wysiwyg-container \">\n    <p>Protects your business against IT incidents, data loss, and cyberattacks.<\/p>\n<\/div>    <\/div>\n            <\/div>\n        <\/div>\n    <\/section>\n\n\n\n\n    <section class=\"offset-cards section\">\n        \n<span class=\"absolute top-0 left-0\" ><\/span>        <div class=\"wrapper\">\n            <div class=\"flex flex-col gap-8 || lg:grid-col lg:relative\">\n                <div class=\"lg:sticky lg:top-8 lg:h-fit lg:col-start-1 lg:col-span-5\">\n                        <div class=\"intro-sided\">\n                    <h2 class=\"text-h2 [&#038;_em]:font-secondary\"><span class=\"text-decorated-circle-bottom\">Why<\/span> work with a business insurance broker<\/h2>\n                <div class=\"wysiwyg-container || mt-5 lg:mt-8\">\n    <p>An independent broker works for you, not for an insurer \u2014 comparing offers, advising you, and standing up for your interests at every step.<\/p>\n<\/div>            <\/div>\n                <\/div>\n                <div class=\"flex flex-col gap-5 || lg:col-start-6 lg:col-span-7 xl:col-start-7 xl:col-span-6\">\n                    \n<div class=\"offset-card || px-5 pt-5 pb-6 flex flex-col justify-between rounded-image bg-tertiary odd:bg-white || lg:pl-8 lg:px-8\">\n            <h3 class=\"text-h4 \">Access to multiple insurers<\/h3>\n        <div class=\"wysiwyg-container || mt-8\">\n    <p>Your broker shops the market for you across a range of insurers and brings you the best options. The result: coverage that genuinely fits the way you do business.<\/p>\n<\/div><\/div>\n<div class=\"offset-card || px-5 pt-5 pb-6 flex flex-col justify-between rounded-image bg-tertiary odd:bg-white || lg:pl-8 lg:px-8\">\n            <h3 class=\"text-h4 \">Advice built around you<\/h3>\n        <div class=\"wysiwyg-container || mt-8\">\n    <p>No off-the-shelf solutions here. Our experts look at your situation, the risks in your sector, and what you actually need, then recommend coverage that\u2019s right-sized \u2014 neither too much nor too little.<\/p>\n<\/div><\/div>\n<div class=\"offset-card || px-5 pt-5 pb-6 flex flex-col justify-between rounded-image bg-tertiary odd:bg-white || lg:pl-8 lg:px-8\">\n            <h3 class=\"text-h4 \">An ally at claims time<\/h3>\n        <div class=\"wysiwyg-container || mt-8\">\n    <p>When something happens, your broker is on your team \u2014 guiding you through the claim, defending your interests with the insurer, and making sure your business gets everything it\u2019s entitled to.<\/p>\n<\/div><\/div>                <\/div>\n            <\/div>\n        <\/div>\n    <\/section>\n\n\n\n\n    <section class=\"cta-banner-image || section || last-of-type:!mb-10 xl:last-of-type:!mb-14\">\n        \n<span class=\"absolute top-0 left-0\" ><\/span>        <div class=\"flex flex-col\">\n            <div class=\"wrapper || flex flex-col flex-1 || lg:w-full\">\n                <div class=\"relative flex-1 flex items-center justify-center rounded-image overflow-hidden\">\n                                            <div class=\"absolute inset-0 overflow-hidden\">\n                            <span data-parallax=\"0.15\" class=\"block size-full\">\n                                <div class=\"thumbnail w-full size-full object-cover scale-110 parallax-container\"\n    style=\"padding-bottom: 32.469512195122%\"\n  >\n\n  <img decoding=\"async\" width=\"1920\" height=\"1010\" data-src=\"https:\/\/www.univesta.com\/wp-content\/uploads\/2026\/07\/Univesta-Assurances-Hero-retouche-1920x1010.png\" class=\"parallax-container-image lazyload\" alt=\"Image de fond\" data-srcset=\"https:\/\/www.univesta.com\/wp-content\/uploads\/2026\/07\/Univesta-Assurances-Hero-retouche-1920x1010.png 1920w, https:\/\/www.univesta.com\/wp-content\/uploads\/2026\/07\/Univesta-Assurances-Hero-retouche-1536x808.png 1536w, https:\/\/www.univesta.com\/wp-content\/uploads\/2026\/07\/Univesta-Assurances-Hero-retouche-2048x1078.png 2048w, https:\/\/www.univesta.com\/wp-content\/uploads\/2026\/07\/Univesta-Assurances-Hero-retouche-1400x737.png 1400w, https:\/\/www.univesta.com\/wp-content\/uploads\/2026\/07\/Univesta-Assurances-Hero-retouche-1024x539.png 1024w, https:\/\/www.univesta.com\/wp-content\/uploads\/2026\/07\/Univesta-Assurances-Hero-retouche-640x337.png 640w, https:\/\/www.univesta.com\/wp-content\/uploads\/2026\/07\/Univesta-Assurances-Hero-retouche-480x253.png 480w, https:\/\/www.univesta.com\/wp-content\/uploads\/2026\/07\/Univesta-Assurances-Hero-retouche-350x184.png 350w, https:\/\/www.univesta.com\/wp-content\/uploads\/2026\/07\/Univesta-Assurances-Hero-retouche-150x79.png 150w\" data-sizes=\"(max-width: 1920px) 100vw, 1920px\" style=\"--smush-placeholder-width: 1920px; --smush-placeholder-aspect-ratio: 1920\/1010;object-position: 92% 77%;\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" \/><\/div>                            <\/span>\n                        <\/div>\n                        <div class=\"absolute inset-0 overflow-hidden bg-accent\/30\"><\/div>\n                    \n                    <div class=\"relative z-10 flex flex-col items-center px-5 py-[87px] || lg:max-w-[650px]\">\n                                                    <h2 class=\"text-h2 || text-light mb-8 text-center\">What <span class=\"text-decorated-underline-wavy\">matters to you<\/span> matters to us.<\/h2>\n                                                <div class=\"wysiwyg-container || text-center wysiwyg-light\">\n    <p>We take the time to really understand your situation, so we can protect you better.<\/p>\n<\/div>                            <a href=\"tel:18337899203\" class=\"orange mt-6 || lg:mt-8 btn-primary\"  target=\"\" rel=\"noopener\" >\n        Call us 1 833 789-9203    <\/a>\n                    <\/div>\n                <\/div>\n            <\/div>\n        <\/div>\n    <\/section>\n","protected":false},"excerpt":{"rendered":"<p>Univesta protects manufacturers, distributors and wholesalers at every step. Property, liability, cargo, coverage built around your operations.<\/p>\n","protected":false},"featured_media":1896,"parent":1602,"menu_order":0,"template":"","meta":{"_acf_changed":false,"wds_primary_example-category":0},"example-category":[32,31],"class_list":["post-1895","insurance","type-insurance","status-publish","has-post-thumbnail","hentry","example-category-large-business","example-category-mid-sized-business"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.univesta.com\/en\/wp-json\/wp\/v2\/insurance\/1895","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.univesta.com\/en\/wp-json\/wp\/v2\/insurance"}],"about":[{"href":"https:\/\/www.univesta.com\/en\/wp-json\/wp\/v2\/types\/insurance"}],"up":[{"embeddable":true,"href":"https:\/\/www.univesta.com\/en\/wp-json\/wp\/v2\/insurance\/1602"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.univesta.com\/en\/wp-json\/wp\/v2\/media\/1896"}],"wp:attachment":[{"href":"https:\/\/www.univesta.com\/en\/wp-json\/wp\/v2\/media?parent=1895"}],"wp:term":[{"taxonomy":"example-category","embeddable":true,"href":"https:\/\/www.univesta.com\/en\/wp-json\/wp\/v2\/example-category?post=1895"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}