{"id":1897,"date":"2026-06-29T15:34:28","date_gmt":"2026-06-29T15:34:28","guid":{"rendered":"https:\/\/www.univesta.com\/insurance\/business\/ressources-intermediaires-hebergement\/"},"modified":"2026-07-10T17:22:30","modified_gmt":"2026-07-10T17:22:30","slug":"intermediate-resource-housing","status":"publish","type":"insurance","link":"https:\/\/www.univesta.com\/en\/insurance\/business\/intermediate-resource-housing\/","title":{"rendered":"Intermediate-resource housing business insurance"},"content":{"rendered":"\n
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Care<\/span> with heart, coverage with rigour<\/p>\n<\/h2>\n <\/div>\n\n

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Intermediate resources play an essential role, offering a living environment suited to people in vulnerable situations \u2014 whether in mental health, intellectual disability, autism spectrum disorder, or seniors\u2019 residences. It\u2019s a mission that carries real responsibility, both human and financial.<\/p>\n

The right insurance protects your whole organization \u2014 your buildings, your contents, and your business interruption, including wages and fixed costs after a loss. It also covers civil liability for bodily injury and property damage, professional liability tied to care and medication administration, plus specific coverages like abuse, directors and officers, and even residents\u2019 civil liability and their belongings.<\/p>\n

At Univesta, we bring it all together under a single policy \u2014 meeting the full range of realities you face while keeping your operations running and financially steady.<\/p>\n<\/div> <\/div>\n <\/div>\n <\/div>\n <\/section>\n\n\n\n\n

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Coverage<\/span> that looks after your mission<\/em><\/h2>\n <\/div>\n\n
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To point you in the right direction, we\u2019ve gathered the essential coverages for protecting what you\u2019ve built below.<\/p>\n

Because every operation is different, we\u2019d also encourage you to call our specialists for tailored advice and to build the exact coverage your business needs.<\/p>\n<\/div> <\/div>\n <\/div>\n\n

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Building and contents insurance<\/h3>\n
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Protects your facilities and equipment against physical damage, safeguarding your assets.<\/p>\n<\/div> <\/div>\n

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Business interruption insurance<\/h3>\n
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Covers the financial impact \u2014 including certain wages and costs \u2014 to keep your operations going.<\/p>\n<\/div> <\/div>\n

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Civil liability<\/h3>\n
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Protects you against claims for bodily injury or property damage caused to others.<\/p>\n<\/div> <\/div>\n

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Professional liability (E&O)<\/h3>\n
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Covers the risks tied to care, medication administration, and the services you provide.<\/p>\n<\/div> <\/div>\n

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Abuse coverage<\/h3>\n
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Provides specific coverage for allegations or instances of abuse in any form.<\/p>\n<\/div> <\/div>\n

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Directors\u2019 and officers\u2019 liability (D&O)<\/h3>\n
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Protects those involved in management against claims tied to their decisions and employment practices.<\/p>\n<\/div> <\/div>\n

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Resident protection<\/h3>\n
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Covers residents\u2019 civil liability and their personal belongings.<\/p>\n<\/div> <\/div>\n

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Cyber risk<\/h3>\n
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Protects against IT risks, data breaches, and digital incidents.<\/p>\n<\/div> <\/div>\n <\/div>\n <\/div>\n <\/section>\n\n\n\n

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FAQ<\/h2>\n
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Have questions about your coverage? Find quick answers to the ones we hear most often.<\/p>\n

If your situation needs a closer look, or your question isn\u2019t here, our team is happy to help. Reach out for answers tailored to you: 1 833 789-9203.<\/p>\n<\/div> <\/div>\n <\/div>\n

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