{"id":1919,"date":"2026-06-29T16:51:33","date_gmt":"2026-06-29T16:51:33","guid":{"rendered":"https:\/\/www.univesta.com\/insurance\/business\/do\/"},"modified":"2026-07-13T15:24:14","modified_gmt":"2026-07-13T15:24:14","slug":"do","status":"publish","type":"insurance","link":"https:\/\/www.univesta.com\/en\/insurance\/business\/do\/","title":{"rendered":"Directors&#8217; and officers&#8217; liability (D&amp;O) insurance"},"content":{"rendered":"\n    <section class=\"title-description section\">\n        \n<span class=\"absolute top-0 left-0\" ><\/span>        <div class=\"wrapper\">\n            <div class=\"lg:grid-col\">\n                <div class=\"lg:col-span-6 xl:col-span-5\">\n                                            <h2 class=\"text-h2\"><p>Coverage for your management responsibilities<\/p>\n<\/h2>\n                                    <\/div>\n\n                <div class=\"max-lg:mt-6 lg:flex lg:flex-col lg:col-span-6 lg:col-start-7\">\n                    <div class=\"wysiwyg-container \">\n    <p>Administrative risk insurance \u2014 better known as D&amp;O (directors and officers) \u2014 protects directors and officers against the financial fallout of their decisions and how the organization is run.<\/p>\n<p>It can cover:<\/p>\n<ul>\n<li>claims tied to management errors or decisions<\/li>\n<li>lawsuits brought by employees, shareholders, or others<\/li>\n<li>legal fees and settlements<\/li>\n<\/ul>\n<p>It\u2019s essential coverage for protecting the people responsible for governance and keeping the organization steady against the risks that come with decision-making.<\/p>\n<\/div>                <\/div>\n            <\/div>\n        <\/div>\n    <\/section>\n\n\n\n\n    <section class=\"offset-cards section\">\n        \n<span class=\"absolute top-0 left-0\" ><\/span>        <div class=\"wrapper\">\n            <div class=\"flex flex-col gap-8 || lg:grid-col lg:relative\">\n                <div class=\"lg:sticky lg:top-8 lg:h-fit lg:col-start-1 lg:col-span-5\">\n                        <div class=\"intro-sided\">\n                    <h2 class=\"text-h2 [&#038;_em]:font-secondary\"><span class=\"text-decorated-circle-bottom\">Why<\/span> work with a business insurance broker<\/h2>\n                <div class=\"wysiwyg-container || mt-5 lg:mt-8\">\n    <p>An independent broker works for you, not for an insurer \u2014 comparing offers, advising you, and standing up for your interests at every step.<\/p>\n<\/div>            <\/div>\n                <\/div>\n                <div class=\"flex flex-col gap-5 || lg:col-start-6 lg:col-span-7 xl:col-start-7 xl:col-span-6\">\n                    \n<div class=\"offset-card || px-5 pt-5 pb-6 flex flex-col justify-between rounded-image bg-tertiary odd:bg-white || lg:pl-8 lg:px-8\">\n            <h3 class=\"text-h4 \">Access to multiple insurers<\/h3>\n        <div class=\"wysiwyg-container || mt-8\">\n    <p>Your broker shops the market for you across a range of insurers and brings you the best options. The result: coverage that genuinely fits the way you do business.<\/p>\n<\/div><\/div>\n<div class=\"offset-card || px-5 pt-5 pb-6 flex flex-col justify-between rounded-image bg-tertiary odd:bg-white || lg:pl-8 lg:px-8\">\n            <h3 class=\"text-h4 \">Advice built around you<\/h3>\n        <div class=\"wysiwyg-container || mt-8\">\n    <p>No off-the-shelf solutions here. Our experts look at your situation, the risks in your sector, and what you actually need, then recommend coverage that\u2019s right-sized \u2014 neither too much nor too little.<\/p>\n<\/div><\/div>\n<div class=\"offset-card || px-5 pt-5 pb-6 flex flex-col justify-between rounded-image bg-tertiary odd:bg-white || lg:pl-8 lg:px-8\">\n            <h3 class=\"text-h4 \">An ally at claims time<\/h3>\n        <div class=\"wysiwyg-container || mt-8\">\n    <p>When something happens, your broker is on your team \u2014 guiding you through the claim, defending your interests with the insurer, and making sure your business gets everything it\u2019s entitled to.<\/p>\n<\/div><\/div>                <\/div>\n            <\/div>\n        <\/div>\n    <\/section>\n\n\n\n\n    <section class=\"cta-banner-image || section || last-of-type:!mb-10 xl:last-of-type:!mb-14\">\n        \n<span class=\"absolute top-0 left-0\" ><\/span>        <div class=\"flex flex-col\">\n            <div class=\"wrapper || flex flex-col flex-1 || lg:w-full\">\n                <div class=\"relative flex-1 flex items-center justify-center rounded-image overflow-hidden\">\n                                            <div class=\"absolute inset-0 overflow-hidden\">\n                            <span data-parallax=\"0.15\" class=\"block size-full\">\n                                <div class=\"thumbnail w-full size-full object-cover scale-110 parallax-container\"\n    style=\"padding-bottom: 32.469512195122%\"\n  >\n\n  <img decoding=\"async\" width=\"1920\" height=\"1010\" data-src=\"https:\/\/www.univesta.com\/wp-content\/uploads\/2026\/07\/Univesta-Assurances-Hero-retouche-1920x1010.png\" class=\"parallax-container-image lazyload\" alt=\"Image de fond\" data-srcset=\"https:\/\/www.univesta.com\/wp-content\/uploads\/2026\/07\/Univesta-Assurances-Hero-retouche-1920x1010.png 1920w, https:\/\/www.univesta.com\/wp-content\/uploads\/2026\/07\/Univesta-Assurances-Hero-retouche-1536x808.png 1536w, https:\/\/www.univesta.com\/wp-content\/uploads\/2026\/07\/Univesta-Assurances-Hero-retouche-2048x1078.png 2048w, https:\/\/www.univesta.com\/wp-content\/uploads\/2026\/07\/Univesta-Assurances-Hero-retouche-1400x737.png 1400w, https:\/\/www.univesta.com\/wp-content\/uploads\/2026\/07\/Univesta-Assurances-Hero-retouche-1024x539.png 1024w, https:\/\/www.univesta.com\/wp-content\/uploads\/2026\/07\/Univesta-Assurances-Hero-retouche-640x337.png 640w, https:\/\/www.univesta.com\/wp-content\/uploads\/2026\/07\/Univesta-Assurances-Hero-retouche-480x253.png 480w, https:\/\/www.univesta.com\/wp-content\/uploads\/2026\/07\/Univesta-Assurances-Hero-retouche-350x184.png 350w, https:\/\/www.univesta.com\/wp-content\/uploads\/2026\/07\/Univesta-Assurances-Hero-retouche-150x79.png 150w\" data-sizes=\"(max-width: 1920px) 100vw, 1920px\" style=\"--smush-placeholder-width: 1920px; --smush-placeholder-aspect-ratio: 1920\/1010;object-position: 92% 77%;\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" \/><\/div>                            <\/span>\n                        <\/div>\n                        <div class=\"absolute inset-0 overflow-hidden bg-accent\/30\"><\/div>\n                    \n                    <div class=\"relative z-10 flex flex-col items-center px-5 py-[87px] || lg:max-w-[650px]\">\n                                                    <h2 class=\"text-h2 || text-light mb-8 text-center\">What <span class=\"text-decorated-underline-wavy\">matters to you<\/span> matters to us.<\/h2>\n                                                <div class=\"wysiwyg-container || text-center wysiwyg-light\">\n    <p>We take the time to really understand your situation, so we can protect you better.<\/p>\n<\/div>                            <a href=\"tel:18337899203\" class=\"orange mt-6 || lg:mt-8 btn-primary\"  target=\"\" rel=\"noopener\" >\n        Call us 1 833 789-9203    <\/a>\n                    <\/div>\n                <\/div>\n            <\/div>\n        <\/div>\n    <\/section>\n","protected":false},"excerpt":{"rendered":"","protected":false},"featured_media":1920,"parent":1602,"menu_order":0,"template":"","meta":{"_acf_changed":false,"wds_primary_example-category":0},"example-category":[32,31,30],"class_list":["post-1919","insurance","type-insurance","status-publish","has-post-thumbnail","hentry","example-category-large-business","example-category-mid-sized-business","example-category-small-business"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.univesta.com\/en\/wp-json\/wp\/v2\/insurance\/1919","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.univesta.com\/en\/wp-json\/wp\/v2\/insurance"}],"about":[{"href":"https:\/\/www.univesta.com\/en\/wp-json\/wp\/v2\/types\/insurance"}],"up":[{"embeddable":true,"href":"https:\/\/www.univesta.com\/en\/wp-json\/wp\/v2\/insurance\/1602"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.univesta.com\/en\/wp-json\/wp\/v2\/media\/1920"}],"wp:attachment":[{"href":"https:\/\/www.univesta.com\/en\/wp-json\/wp\/v2\/media?parent=1919"}],"wp:term":[{"taxonomy":"example-category","embeddable":true,"href":"https:\/\/www.univesta.com\/en\/wp-json\/wp\/v2\/example-category?post=1919"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}