Blog Univesta

Warranties, endorsements, exclusions, deductibles… it’s sometimes difficult to find your way through all this verbiage. Are you intimidated or put off by the thought of shopping around for home insurance? Don’t be afraid, it’s not painful! If you simply avoid the top five mistakes explained below, you’ll make the right choice to protect yourself.

A number of situations can arise which might lead a tenant to spend long periods of time away from their dwelling. Subletting often seems like a good option in those circumstances. But what are the insurance consequences in these situations? Let’s take a look at a few situations, and see what the impacts are on coverage.

The cost of your auto insurance is based on a number of factors. First, we use our historical data and experience, together with the information you share with us, to decide how likely it is that you will have an accident or face a loss associated with your vehicle.